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Personal Loans

personal secured loans

Release the equity locked in your home with an Express Loanline Secured Home Improvement Loan, a competitive route to borrowing money at an excellent rate.

Using your home as security means you get a much lower Secured Home Improvement Loan interest rate than a non-homeowner. However, your home is at risk if you do not keep up repayments secured upon it.

The benefits of an Express Loanline UK Secured Home Improvement Loan:

• An easy and manageable route to generating extra cash: With a easy to use Secured Home Improvement Loan application form you can get an any purpose Secured Home Improvement Loan whatever your credit circumstances
• Just some of the uses of a Secured Home Improvement Loan: Debt Consolidation, Home Improvements, Car Loan, Caravan Loan, Deposit for House, Business Purposes, Christmas Cash, Funeral, Holiday, Boat Loan, Motorbike Loan, Deposit for Other, Cosmetic Surgery, Wedding and Debt Management.
  
• Secured Home Improvement Loan vs Remortgage: With a remortgage you have the same expenses you do when taking on a mortgage: surveys, valuation, mortgage indemnity and solicitors fees to pay. With a Secured Home Improvement Loan you have none of this, making it easier to arrange.
  
• Secured Home Improvement Loan for consolidating debts: Using a UK Secured Home Improvement Loan for Debt Consolidation means that with one single payment each month, you have more control over YOUR monthly budget. Your debts are paid off leaving you with an increased debt but Wedding and Debt Management.
  
• Secured Home Improvement Loan Repayment Period: Repayment period can be anything from 3 - 25 years. Most lenders allow you to pay of your loan early saving on the interest you'd have to repay.
  
• Peace of Mind: Protected repayment plans or repayment insurance means you get extra peace of mind as you never know what the future holds from illness to unemployment.

Would having a credit history be a problem:

Having a credit history will make it easier for you to get credit and finance because a lender can see your credit repayment history. Having a poor credit history can make it harder to get a loan however at Express Loanline we aim to get your a competitive loan whether your have bad credit or good credit.
A credit check determines your credit history and whether you have any CCJ's, Defaults, Mortgage Arrears, Bankruptcy, Debts, IVA's, Hire Purchase Defaults or outstanding credit card bills.

The route forward

• Most Mainstream lenders only want high scores and Full Status Secured Loans. However they cannot always offer the best Secured Home Improvement Loan rates even with a good credit history.
• There are many online lenders who offer Secured Home Improvement Loan only to Non Status borrowers. This is because they can charge higher interest rates. Due to urgency and trouble getting a Secured Home Improvement Loan from main street lenders they can get away with charging high rates.
• The Express Loanline - Stops everywhere: Whether you are Status or Non Status we try our best to get you a competitive Secured Home Improvement Loan rate whatever you credit circumstances.